Very High Blood Sugar: Is More Insulin Necessary?

Savvy diabetics who are on top of their blood sugar management program at all times can be thrown off by an episode of unusually high blood sugar. In such cases, it's natural to consider upping your dose of insulin to combat the excessive rise in glucose. However, diabetes experts do not recommend this strategy. According to researchers at the American Diabetes Association (ADA), increasing the regular insulin dose by one to two units does not tend to produce a faster drop in blood sugar levels. In fact, a big insulin dose can lead to other complications, such as an episode of hypoglycemia later in the day. For patients experiencing a high blood sugar episode, the ADA recommends immediately taking the regular dosage of insulin, holding off on eating until blood sugars return to under 200 mg/dL, and drinking plenty of water.

Treacherous Travels

You've planned the perfect vacation: getting a direct flight, a beautiful hotel, and a sporty car. But now you're stranded in the airport, without your luggage, hoping that your beautiful hotel and sporty car haven't been destroyed by the hurricane that is currently blowing through your perfect destination. Vacations rarely go exactly as planned, but some types of travel misery are more common than others

From wacky weather to outlandish local laws, for some tourists, everything that can go wrong will.

Going to jail. Foreign countries often have much harsher penalties for offenses that would be relatively minor in the United States. For example, the U.S. State Department warns students traveling to Mexico on spring break that they could be arrested for littering, indecent behavior, drinking on the street, using public transportation without paying, and making obscene remarks. In addition, a person who is caught using or buying drugs could be held in jail for a year before their case is even brought to trial.
Being hospitalized. Getting sick is never pleasant, but it's even worse to fall ill when you're away from home, particularly in another country, where you don't speak the language. If you become seriously ill while traveling abroad, the Centers for Disease Control and Prevention (CDC) recommends calling the U.S. Embassy or Consulate (if calling from outside the U.S. or Canada, dial 00 1 202-501-4444). In addition, you may want to consider joining a group like International Association for Medical Assistance to Travellers (IAMAT) or International SOS, which can put you in touch with a qualified, English-speaking physician in dozens of foreign countries. Some of the organizations charge a fee for joining, while others request a donation. It's also important to find out before you travel if your health insurance will pay for medical expenses incurred outside the United States. Medicare, for instance, typically does not cover such costs.
Being stranded at the airport. Reduce your chances of being stranded at the airport by not flying to and from locations known for delays. According to a report by the U.S. Department of Transportation, of the top ten flights that were delayed most often during the first quarter of 2008, seven of those flights originated or ended at the Chicago O'Hare Airport. So it would be smart to avoid that layover at O'Hare, if possible. And if you're traveling to or from Chicago, consider flights that land or leave from Chicago Midway Airport.

6 Surefire Signs You're a Couch Potato

When you have a free afternoon do you go for a bike ride? Or do you sit in front of the TV? Your answer may reveal whether you're a couch potato.

hough the term couch potato has become a joke, laziness has real, and potentially dangerous, repercussions. More than a quarter of Americans are obese, and heart disease is the leading cause of death. The risk of developing either condition can be reduced by becoming more active, which means a sedentary lifestyle can be a serious health risk. Here, a six telltale signs that you're a couch potato and tips for getting off the sofa.

You're not active. It may sound redundant, but being inactive during a large portion of your day qualifies you as a couch potato. According to the National Institutes for Health, about 59 percent of adults do no vigorous physical activity in their leisure time. Aside from providing weight control, physical activity can help prevent diabetes, colon cancer, and high blood pressure.
Tip: As with many addictions, the first step to recovery is admitting you have a problem. Come clean with the fact that you're a couch potato and make a promise to get moving. If getting yourself going is the issue, then ask for the help of a friend or a family member to get you moving in the right direction.

You make excuses. We've heard them before: "I'm too tired after work," or "I don't have the time," or "it costs too much." These are three commonly used excuses to not workout. Psychologists at the University of Haifa believe that excuses act to shift responsibility away from you and to protect your self image. Excuses provide reasons, real or not, to avoid doing something undesirable.
Tip: A real speed bump on the road to kicking inactivity is that some of the excuses--not having time or being too tired--are often real issues. The normal work week can be tiresome and time consuming for anyone. What most people don't know is that exercising regularly will boost your energy and will save you time at the doctor's office for avoidable health problems. As for it being too pricey to exercise--going for a half hour walk around the block is free. If you don't feel comfortable walking by yourself in the evening, check to see if any local schools or fitness centers are open free to the community.

You watch too much TV. How much is too much? More than 60 percent of people who have signed up with the National Weight Control Registry (who, on average, have lost 66 pounds and kept it off for more than five years), say that they watch less than 10 hours of TV per week. What's more, researchers at the Dana-Farber Cancer Institute found that, on average, every hour of television a person watches per day reduces the amount of steps he takes by 144, resulting in a severe lack of daily movement.
Tip: Make exercise appealing. Walk on a treadmill or do sit ups while watching TV. Or try something different, like signing up for racquetball lessons or taking a dance class. Do anything to get moving, even if it means sacrificing a half an hour from your favorite television programming.

Exercise "overwhelms" you. Some people may not exercise because they feel overwhelmed. They say they don't know enough about working out, believe they're too far gone in their inactivity, or think they're too old to start exercising. Whatever the reason, getting more exercise means switching from passive entertainment (watching television or playing video games) to active entertainment (hiking or playing sports).
Tip: There is hope for those who think they're too old to start exercising. Scientists at the University of Ulm and University of Heidelberg in Germany found that the risk of coronary heart disease could be cut by up to 55 percent if people became physically active at 40. It's never too late to be healthy.

You avoid work. Work is not just limited to the job you're paid to do. Work can be anything needing mental, emotional, or physical effort--mowing the lawn, going for a run, or paying the bills. If you find yourself procrastinating, avoiding work in order to relax, your passivity may actually be slothfulness.
Tip: You've most likely said it to your kids hundreds of times: "Don't wait until the last minute to do something." That advice holds true for you as well. To help motivate yourself, ask a friend to go for walk with you or see if your spouse will work in the garden together. Or allow yourself a small reward for doing something you dread-buy those earrings you were eyeing or take a long, hot bubble bath.

You leave tasks unfinished. Is the garage still half cleaned? Still meaning to put up that hammock? Leaving projects half-done is an indication of being passive, which often lends itself to the couch potato lifestyle. Studies conducted at De Paul University in Chicago and Carleton University in Ottawa, Canada, found that those who chronically procrastinate are more likely to develop colds and flu and gastrointestinal problems. What's more, procrastinators were more likely to have insomnia.
Tip: Stop looking for distractions and making excuses. To tackle a big project, start by breaking it into smaller tasks. For example, if you want to clean the garage, start with one shelf, or by focusing only on a certain area. Don't take on the whole thing in one day. The same thing goes for weight loss. If you want to lose ten pounds, start by walking for 15 minutes in the evening or eating fewer potato chips, then build from there. You won't mind the small, gradual changes as much, and you'll be more likely to stick with the new, healthy plan.

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Avoid the 5 Most Common Reasons for Credit Denial

Learn how to get the loan you want, when you want it. Avoid the 5 most common reasons for credit denial, Improve your chances of getting the loan you need to buy that dream home, new car or to just payoff old debts.

The five most common reasons for credit denial based on a credit report are as follows:

Delinquent credit obligations. Late payments, bad debts, or legal judgments against you make you look like a risky customer. Get A copy of your credit report and remove any errors.
Credit application is incomplete. Perhaps you left out some important information or made an error on the application. Any large discrepancy between your application and your credit file can count against you. The lender will wonder if you are hiding something. Always double check your application.
Too many inquiries. Inquiries are made whenever you apply for credit. Requesting your own report also counts as an inquiry, but is usually not held against you. At the creditor’s discretion, as few as four inquiries within six months’ time may be considered a sign of excessive credit activity. The creditor may then presume that you are trying desperately to get credit and are being rejected elsewhere. *NOTE* Generally, several inquiries for a "major" purchase, like a home or auto loan are counted as "one" inquiry.
Errors in your credit file. These may arise simply from typing mistakes, or from confusing your name with someone else’s similar name. Since the credit bureaus handle millions of files, the possibility for error is substantial. Errors can be found and corrected only by carefully reviewing your file for accuracy at least once a year and then taking the necessary steps to correct any errors that you do find.
Insufficient credit file. Your credit history is too scanty for the type or amount of credit you requested. You need to develop your credit history more fully before qualifying for the level of credit you are now requesting.

Always examine your credit record before applying for credit, because you don't want any surprises and have a credit denial letter sent to you.
A credit bureau may confuse you with another individual, carry erroneous information in your file, or perhaps include false, incomplete or one-sided information provided by a creditor.
Most of these credit denial problems can be resolved once you understand the procedures.

Periodic checking of your credit report is important because credit bureaus can and do make mistakes in their credit information.